Much like homes themselves, MA homeowners insurance comes in a variety of forms.
If you own a home, you’ll want MA homeowners insurance to protect your largest investment from floods, fires, thefts and other issues. MA homeowners insurance covers the structure of your home as well as the personal belongings in it. As a package policy, it covers both damage to your property and your liability or legal responsibility for any injuries or property damage you or members of your family cause to other people–including damage caused by household pets.
It’s essential to have comprehensive insurance on your largest investment, and that’s why the agents at Eagle Trust Insurance understand the needs of Greater Boston’s homeowners and work with you to create the best possible plan of coverage. While most disaster damage is covered, floods and earthquakes require specific policies and maintenance-related problems are the homeowner’s responsibility.
Add-ons to your MA homeowners insurance can include:
- Personal Articles Policy: Homeowner’s insurance typically will not fully cover your prized possessions, from jewelry to collectibles to antiques and heirlooms. Eagle Trust Insurance works with you to figure out what items are covered under your typical homeowner’s policy and what you’ll need to appraise and specify separately, protecting your most valuable possessions from loss, damage or theft.
- Umbrella Insurance: Perhaps the most tried and true phrase in life and the insurance industry: “Accidents happen.” Unfortunately, serious accidents can have another toll: lawsuits. Umbrella policies protect you from liabilities for medical expenses or lawsuits that could cost hundreds of thousands of dollars in the event of a car accident or mishap at home. Picking up where your homeowner’s or auto insurance leaves off, umbrella insurance cover legal, defense or court fees in a lawsuit. At Eagle Trust Insurance, we assess your needs and create an affordable umbrella insurance policy that makes sense for you.
A Eagle Trust Insurance Agent will contact you to discuss the best policy for your home and to explain exactly what is included in a MA homeowners insurance policy for the Greater Boston area.