Although the best time to change auto insurance companies is when your policy is up for renewal, it’s actually possible to change companies at almost any time. Why might you want to make a change? Here are a few common reasons.
1 – Take Advantage of Multi-Policy Discounts
If your auto insurance is with one company and homeowners or renter’s insurance with another, you may be missing some big discounts. Most companies offer multi-policy discounts when you bundle these together. It therefore makes sense to purchase them from the same company. This is a big reason to change auto insurance companies.
2 – Get Better Service
You may not experience the quality of customer service with a particular company until you go to file your first claim. The process of filing claims, quality of interactions with service reps, and how quickly your claim is paid are all important. Some insurance companies are certainly better than others at reducing the stress of this process. If you’ve had a bad experience, that is often reason enough to change auto insurance companies. This is also why selecting the cheapest insurance company is not always the best when it compromises the service you receive.
3 – Moving States
Moving from one state to another is another reason to change insurance companies. Your insurance agent may not be licensed to practice in your new state, or you may find it beneficial to use a local agent. Insurance rates can differ from state-to-state, so at the very least you’ll want to obtain some quotes for comparison.
4 – Discounts Offered
Discounts vary among insurance companies. If you learn that another company provides discounts for which you qualify, that can be a good reason to change insurance companies.
More on Reasons to Change Auto Insurance Companies
These are just a few reasons to change auto insurance companies. As we eluded to above, selecting the right company should be about more than price. Although pricing and discounts are important, so is the quality of service and care that you receive.
As a Massachusetts independent insurance agent, we can help you compare multiple insurance companies and select one that best fits your needs. This includes taking advantage of discounts and evaluating customer service ratings of each company. Contact us to obtain a free quote.
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