Homeowners insurance provides 4 critical types of coverage. It's helpful to understand what these are, in case you need to file a claim. Most people are surprised to learn that homeowners policies cover more than your actual home. Here's a closer …
Common Home Insurance Claims During Summer
Summer is a time for outdoor fun. Unfortunately, certain types of insurance claims increase during the summer due to the activities that you may participate in. Below are some common home insurance claims during summer months and a few ways to avoid …
Homeowners Insurance Intentional Acts Exclusion
Homeowner's insurance covers your home and your family in certain cases of personal liability. For example, if you popped the cork for a wine bottle and it accidentally hit someone in the eye, that person might sue you and your homeowner's insurance …
6 Things Home Insurance Companies Don’t Like and May Not Cover
Home insurance can cover you if there is an accident, but preparing for an accident can help you avoid one completely. There are 6 things home insurance companies don’t like and may not cover. Keeping your house a safe environment will save you …
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Ways To Minimize Home Insurance Claims In Massachusetts
A home is a place where you feel secure, where you protect who and what you love most. Taking steps to maintain your home’s safety can also help you minimize home insurance claims and thereby save you money. Especially here in New England, where the …
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Things to Know before Buying a Home with a Pool
For many home buyers, the presence of a pool can create a bit of a dillemna. For some, it's a great added feature, while for others, it can be a burden. Where you fall into this range will depend on your lifestyle and your knowledge of pools. Here …
Massachusetts Homeowners Insurance Binders
Before you purchase a home or refinance a mortgage, you may be asked for an insurance binder. What is an insurance binder? What does it include? And why do you need it? Here's a quick overview of Massachusetts homeowners insurance binders. What Is a …
Home Values Used to Calculate Insurance Premiums
Massachusetts homeowners insurance premiums are calculated based on a variety of factors. Some have to do with the home itself and others with you as a homeowners. One of the most important factors is the value of the home, but this is not based on …
How to Inventory Your Property for Insurance Purposes
If you have a homeowner's insurance or renter's insurance policy, it covers a certain amount of personal property. If your property is damaged or stolen, what documentation do you have of those belongings? It's important to inventory your property …
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Ways to Protect Against Freezing Pipes in Your MA Home
Freezing pipes can create a major headache. If left unnoticed for even a short period of time, large amounts of water can leak in your home and cause extensive damage to ceilings, floors, walls, structural components, and electrical systems. With …
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