• Menu
  • Skip to primary navigation
  • Skip to main content
  • Skip to primary sidebar
  • Skip to footer

Eagle Trust Insurance

Massachusetts Auto, Home, Business, and Life Insurance Company

Header Right

Customer Login|Sign-up
617-625-8400
  • Facebook
  • LinkedIn
  • RSS
  • Twitter
  • Home
  • What We Insure
    • Overview
    • Auto Insurance
    • Homeowners Insurance
    • Renters Insurance
    • Condo Insurance
    • Business Insurance
    • Term Life Insurance
  • Get a Quote
    • Overview – All Quotes
    • Auto Quote
    • Home Quote
    • Renters Quote
    • Condo Quote
    • Dwelling Fire (Rental Property)
    • Business Insurance
    • Life Insurance Quote
  • Service Center
    • Overview
    • Billing & Payments
    • Report a Claim
    • Manage Your Policy
    • Login to CSR24
  • Resources
    • Overview
    • Glossary
    • RMV Links
    • Videos
    • Sitemap
  • About Us
    • COVID-19 (Coronavirus) Notice
    • Company Profile
    • Contact Us
    • Employment Opportunities
    • Privacy Policy & Terms of Use
    • Trusted Choice Pledge
  • Blog
  • Home
  • What We Insure
    • Overview
    • Auto Insurance
    • Homeowners Insurance
    • Renters Insurance
    • Condo Insurance
    • Business Insurance
    • Term Life Insurance
  • Get a Quote
    • Overview – All Quotes
    • Auto Quote
    • Home Quote
    • Renters Quote
    • Condo Quote
    • Dwelling Fire (Rental Property)
    • Business Insurance
    • Life Insurance Quote
  • Service Center
    • Overview
    • Billing & Payments
    • Report a Claim
    • Manage Your Policy
    • Login to CSR24
  • Resources
    • Overview
    • Glossary
    • RMV Links
    • Videos
    • Sitemap
  • About Us
    • COVID-19 (Coronavirus) Notice
    • Company Profile
    • Contact Us
    • Employment Opportunities
    • Privacy Policy & Terms of Use
    • Trusted Choice Pledge
  • Blog

3 Auto Insurance Tips for New Drivers

First time drivers typically pay higher insurance premiums than experienced drivers. Pricing can therefore be quite a shock if you’re a new driver, buying and insuring your first vehicle. Your inclination may be to find the cheapest possible insurance and buy the least possible coverage, but that may be a big mistake. Here are some auto insurance tips for new drivers, which will hopefully help you make better insurance decisions.

1 – Go With a Low Deductible

Deductibles are what you pay out-of-pocket if an accident is your fault. As a new driver, you’re likely to make mistakes. Although a higher deductible may save you money each month on insurance, it will cost you much more if you get into an accident. Let’s say you’re offered deductibles of $250, $500, or $1,000. If you were in an accident today, could you afford to pay $1,000 to get your car fixed? If not, then you might consider a lower deductible.

2 – Don’t Assume Insurance Rates Reflect the Vehicle Price

As you’re shopping for a car, one of the most important auto insurance tips for new drivers is to get an insurance quote. Buying a more expensive car doesn’t mean that you’ll pay a higher insurance premium. There are many factors that contribute to rates. Some cars are reasonably priced but have high theft rates. That results in higher insurance premiums. Before you commit to buying any vehicle, request an insurance quote. Only then can you accurately estimate the cost of owning that vehicle.

3 – Be Careful About Loaning Your Car to Others

As a new driver, you probably know a lot of other new drivers,… some of whom may not have their own cars yet and ask to borrow yours. When you loan your car to others, you’re not just trusting them with your car. You’re also trusting them with your insurance since your insurance policy will apply to any accidents. Additionally, if those individuals get injured while in your car, they will likely sue your insurance (and possibly you) for damages. Too many claims, even from guest drivers, can also drive up the price of your insurance. Think twice about loaning your car to others unless it’s an emergency.

Other Auto Insurance Tips for New Drivers

Massachusetts is a competitive insurance state, so be sure to shop around for rates. The lowest rates are not always the best. Pay attention to the reputation of the company and the length of your policy. 3-month policies, for instance, only lock in the quoted rate for 3 months. Some companies are known to offer low premiums for short time frames so they can dramatically increase them later. Selecting a longer policy (i.e. 12 months) can help you better budget your expenses for the year. For assistance with your Massachusetts auto insurance policy, request a free quote right on our website or contact our team for assistance.

Previous Post: «Reasons to Install Winter Tires Reasons to Install Winter Tires | Safe Driving Tips for Winter
Next Post: Reasons Why Auto Insurance Claims Get Denied »

Primary Sidebar

Easy Insurance Quote
Need a Fast Quote?
Click the Easy Quote button above for a short quote request form with a fast telephone response from our team members!

BLOG TOPICS

  • Community Involvement (3)
  • Insurance (127)
    • Auto Insurance (71)
    • Condo Insurance (5)
    • Home Insurance (39)
    • Life Insurance (6)
    • Renters Insurance (1)
    • Umbrella Insurance (3)
  • News (24)
    • Bills & Laws (2)
    • Real Estate (6)
  • Tips (209)
    • Car Buying (6)
    • Car Maintenance (5)
    • Credit (2)
    • Driving (20)
    • Holiday (5)
    • Home Buying (8)
    • Home Ownership (85)
    • Home Selling (1)
    • Registration (2)
    • Renting (3)
    • Safety (75)
    • Teen Drivers (1)
    • Travel (5)
    • Weather (22)
  • Uncategorized (6)

Search for…

Footer

Eagle Trust Insurance

245 1st St Ste. 18
Cambridge, MA 02142
Phone #: (617) 625-8400
Toll-free #: (800) 390-1446
Fax Number: (617) 625-8424

Office Hours:
Monday-Friday 9am-5pm
After-hours: Calls will be handled by our emergency call center

  • Facebook
  • LinkedIn
  • RSS
  • Twitter

Quicklinks

  • Make a Payment
  • Report a Claim
  • Manage Your Policy
  • Get a Quote
  • Contact Us

Insurance Products

  • Auto Insurance
  • Homeowners Insurance
  • Business Insurance
  • Life Insurance
  • Condo Insurance
  • Renters Insurance
MA
  • Log In
  • Not Enrolled? Learn More

Copyright © 2025 · Eagle Trust Insurance · Powered by Lanergy Solutions · Log in