• Menu
  • Skip to primary navigation
  • Skip to main content
  • Skip to primary sidebar
  • Skip to footer

Eagle Trust Insurance

Massachusetts Auto, Home, Business, and Life Insurance Company

Header Right

Customer Login|Sign-up
617-625-8400
  • Facebook
  • LinkedIn
  • RSS
  • Twitter
  • Home
  • What We Insure
    • Overview
    • Auto Insurance
    • Homeowners Insurance
    • Renters Insurance
    • Condo Insurance
    • Business Insurance
    • Term Life Insurance
  • Get a Quote
    • Overview – All Quotes
    • Auto Quote
    • Home Quote
    • Renters Quote
    • Condo Quote
    • Dwelling Fire (Rental Property)
    • Business Insurance
    • Life Insurance Quote
  • Service Center
    • Overview
    • Billing & Payments
    • Report a Claim
    • Manage Your Policy
    • Login to CSR24
  • Resources
    • Overview
    • Glossary
    • RMV Links
    • Videos
    • Sitemap
  • About Us
    • COVID-19 (Coronavirus) Notice
    • Company Profile
    • Contact Us
    • Employment Opportunities
    • Privacy Policy & Terms of Use
    • Trusted Choice Pledge
  • Blog
  • Home
  • What We Insure
    • Overview
    • Auto Insurance
    • Homeowners Insurance
    • Renters Insurance
    • Condo Insurance
    • Business Insurance
    • Term Life Insurance
  • Get a Quote
    • Overview – All Quotes
    • Auto Quote
    • Home Quote
    • Renters Quote
    • Condo Quote
    • Dwelling Fire (Rental Property)
    • Business Insurance
    • Life Insurance Quote
  • Service Center
    • Overview
    • Billing & Payments
    • Report a Claim
    • Manage Your Policy
    • Login to CSR24
  • Resources
    • Overview
    • Glossary
    • RMV Links
    • Videos
    • Sitemap
  • About Us
    • COVID-19 (Coronavirus) Notice
    • Company Profile
    • Contact Us
    • Employment Opportunities
    • Privacy Policy & Terms of Use
    • Trusted Choice Pledge
  • Blog

Common Lawsuits for Injuries at Home

common lawsuits for injuries at homeInjuries that take place in your home or on your property become your responsibility, as a home owner. Although homeowners insurance may cover some accidents, you will still incur costs in the form of higher homeowners insurance premiums in the future. It is important to take steps to make your home safer and avoid common lawsuits for injuries in your home. Here are some common types of injuries and what you can do to protect yourself.

1 – Dog Bites

Dog bites are extremely common. In fact, some homeowners insurance companies will refuse to insure aggressive breeds. If you own a dog, take steps to keep people on and around your property safe. This includes closing gates to fenced in yards and keeping your dog(s) on a leash. If you have visitors at your property, consider placing your dog in a different room or closed off area. Even normally docile animals can become agitated around strangers and cause injuries to others.

2 – Slip & Fall Accidents

Slip and fall accidents are another common home injury, and the circumstances vary greatly. They can be caused by something as minor as loose handrails or uneven stairs to slick walkways from snow and ice during winter. As a homeowner, you have a responsibility to repair any known issues. It’s not enough to merely warn visitors of a danger. Additionally, be proactive as well. For instance, promptly salt walkways after a snow storm, add lighting to dark walkways, or highlight steps that get commonly missed. These will help minimize accidents and lawsuits related to slip and falls.

3 – Hosting Liabilities

Another source of common lawsuits for injuries at home are events that you host. You may be liable for things such as food poisoning, physical arguments and driving under the influence. Although attendees may be responsible adults capable of their own decisions and consequences thereof, you may still be legally responsible for their actions based on circumstances surrounding an event. For example, if you knowingly served alcohol to someone who was clearly intoxicated, you could be found negligent if they cause injury to others. If you failed to fully cook meats or take steps to prevent food from spoiling at an outdoor event on a hot day, that could be a liability as well if people get severely ill. Hosting events makes you responsible for things that take place at that event, so be a conscientious and take steps to protect your guests.

4 – Outdoor Activities

Our last category of common lawsuits for injuries at home involve outdoor extracurricular activities. Think about swing sets, trampolines, ziplines, etc. If someone gets hurt participating in activities or using equipment on your property, you could be liable. Make sure your equipment is safe, participants are the appropriate to use them, and adult supervision is available. Taking measures to ensure safety can minimize your risk.

Summary of Common Lawsuits for Injuries at Home

The above list of common lawsuits for injuries at home may seem a bit scary, but it’s certainly better to be scared and overly cautious. Homeowners insurance is meant as a level of protection against certain unavoidable mishaps, but it will not protect you against all scenarios. Exclusions in your policy may apply. Furthermore, if the damages from an accident exceed your policy limits, you can still be held personally and financially liable. Protect yourself, your family, and your guests by taking steps to avoid these common dangers and injuries.

Previous Post: « Somerville MA Real Estate Market Update Amid Coronavirus
Next Post: Socially Distant Gatherings Amid a Pandemic socially distant gatherings»

Primary Sidebar

Easy Insurance Quote
Need a Fast Quote?
Click the Easy Quote button above for a short quote request form with a fast telephone response from our team members!

BLOG TOPICS

  • Community Involvement (3)
  • Insurance (127)
    • Auto Insurance (71)
    • Condo Insurance (5)
    • Home Insurance (39)
    • Life Insurance (6)
    • Renters Insurance (1)
    • Umbrella Insurance (3)
  • News (24)
    • Bills & Laws (2)
    • Real Estate (6)
  • Tips (209)
    • Car Buying (6)
    • Car Maintenance (5)
    • Credit (2)
    • Driving (20)
    • Holiday (5)
    • Home Buying (8)
    • Home Ownership (85)
    • Home Selling (1)
    • Registration (2)
    • Renting (3)
    • Safety (75)
    • Teen Drivers (1)
    • Travel (5)
    • Weather (22)
  • Uncategorized (6)

Search for…

Footer

Eagle Trust Insurance

125 CambridgePark Drive, Suite 301
Cambridge, MA 02140
Phone #: (617) 625-8400
Toll-free #: (800) 390-1446
Fax Number: (617) 625-8424

Office Hours:
Monday-Friday 9am-5pm
After-hours: Calls will be handled by our emergency call center

  • Facebook
  • LinkedIn
  • RSS
  • Twitter

Quicklinks

  • Make a Payment
  • Report a Claim
  • Manage Your Policy
  • Get a Quote
  • Contact Us

Insurance Products

  • Auto Insurance
  • Homeowners Insurance
  • Business Insurance
  • Life Insurance
  • Condo Insurance
  • Renters Insurance
MA
  • Log In
  • Not Enrolled? Learn More

Copyright © 2023 · Eagle Trust Insurance · Powered by Lanergy Solutions · Log in