If you plan to purchase a car, then you will also soon be shopping for insurance. Auto insurance is mandatory in the state of Massachusetts and you can’t register your vehicle without it. Here are a few things to remember when shopping for auto insurance in MA.
1 – Compare Rates
Massachusetts is a competitive auto insurance market, so be sure to shop around. Although this can be time consuming, it is a worthwhile task. Consider using an independent insurance agent to help with this process. Independent agents work with many insurance companies and can obtain quotes for you. They can also prove helpful information on the benefits of using certain insurance companies.
2 – Inquire About Discounts
Just as you should compare rates, you should also compare discounts. Discounts may be offered based on membership organizations, employers, and other affiliations. Additionally, purchasing multiple policies (i.e. auto and home) through the same independent insurance agent may also earn you a discount.
3 – Consider More Than Price
Price shopping is important, but be sure to consider more than price. As the saying goes, “you get what you pay for.” Purchasing the cheapest policy may
4 – Rates Change Based on Car
5 – Ask About GAAP Insurance