In Massachusetts, the insurance market is competitive. This means that the price you are quoted from one provider can be dramatically different from another. Thus, it’s important to compare auto insurance rates. There are different ways to do so,… some better than others. Finding the best way to compare auto insurance rates will save you time and energy.
Option 1 – Get Quotes from Individual Companies
There are many insurance providers in the market. You could contact each to request a quote. Unfortunately, this takes a lot of time. Whether you are filling out a form online or providing information over the phone, it can easily take 10-30 minutes for each. You would need anywhere from 3-6 quotes for a valid comparison. That’s up to 3 hours of your time spent comparing prices. Fortunately, there’s a better way.
Option 2 – Work With An Independent Insurance Agent
Another option is to work with an independent insurance agent. They work with a large number of insurance companies and can compare rates for you. You need only provide your personal information once to the agent and they do the legwork! This saves you significant time and energy.
If you have multiple policies, such as auto and home insurance, bundling will earn an extra discount. Insurance agents may be able to secure discounts even if those two policies are purchased from separate companies but from the same agent. It’s an added benefit of working with them.
Best Way to Compare Auto Insurance Rates
The best way to compare auto insurance rates is to get pricing from as many providers as possible in the shortest amount of time. Using an Independent Insurance agent is your best option. While you’re at it, be sure to also ask about the service and reputation of those different insurance companies. Sometimes going with the cheapest provider is not necessarily the best choice. It can cost you more in the long run. As the saying goes, “you get what you pay for.” Consider other factors and select the best combination of both price and service. Contact us to obtain a free quote on your insurance policies.